How To Verify Your Insurance Coverage
Ensuring your insurance coverage is seamless with NextCare. Follow one of these simple steps:
⊕ Contact Your Medical Insurance Provider: Call the number on your insurance card to verify your coverage.
⊕ Visit Provider Website: Check your North Carolina health insurance provider’s website for more details.
⊕ Speak with Us: Call your local North Carolina NextCare clinic, and our staff will assist you in verifying your benefits.
These steps will help you confirm your coverage and ensure a smooth visit to our facilities in North Carolina. If you have any questions, don’t hesitate to reach out for assistance.
Medicare & Medicaid Plans in North Carolina
NextCare Urgent Care accepts your Medicare and Medicaid insurance plans at all of our North Carolina locations.
As a courtesy to our patients we will verify benefits; however, the benefits quoted are not a guarantee of payment. It is the patient’s responsibility to verify and get a thorough understanding of their medical benefits. The patient is responsible for all charges not reimbursed by their insurance carrier including but not limited to coinsurance, deductibles, and any charges associated with collection activity.
Typically, your cost will be the standard urgent care copay set by your insurance provider, often $75 or less. For those without insurance, we offer our Advantage Medical Discount Plan for *$39 per month* and only $39 per visit, which covers most services.
*Enrollment requires pre-payment of the first three months
Use our list below to verify coverage. If you have a question related to your individual insurance plan, please feel free to contact one of our Customer Service Representatives at 1-888-381-4858.
Health Plans in North Carolina that We Accept
Our accepted insurance plans in the Tar Heel State include a wide range of medical insurance providers. Use our list below to verify health coverage in North Carolina and ensure your visit will be seamless:
AARP
Aetna
Aetna Medicare
Aetna Open Choice
AllSavers (UHC)
Assurant
BCBS Federal
BCBS Healthy Blue-Medicaid
BCBS of NC
BCBS State Health Plan Options PPO
Beech Street
Blue Medicare HMO Partners
Bunch And Associates
Champ VA
Cigna
Cigna Great West HealthCare
Cigna Open Access Plus
Commercial Insurance NC
Coresource Aetna
Coresource PHCS
Corvel
Corvel Cumberland County Schools Only
Corvel Schools
Corvel State Employees
Coventry Healthcare
Doctors Direct Healthcare
Empire Plan
ESIS
ESIS Time Warner Cable
First Health (Coventry)
Fortified Provider Network
Galaxy
Gallagher Bassett
GEHA
Hartford Insurance
Hooray Health
Humana Gold Choice
Key Risk
Liberty Mutual
Medica
Medicaid EDS Corporation (Carolina Access)
Medicaid Health Choice (Carolina Access)
Medicare Cigna
Medicare Complete UHC
Medicare Palmetto
Medicare Railroad
Medicare Replacement Plan
Meritain Health
MultiPlan
PHCS Private Healthcare Systems
Primary Physician Care
RN Ellington Health Center
Secure Horizons
Secure Horizons Direct
Sedgwick
Star Healthcare Network
Travelers
Tricare For Life
Tricare Prime
Tricare Standard
UHC All Savers
United HC American Med Security
United HC Definity Health
United HC Golden Rule
United HC Med Resources
United HC Oxford
United Health Care
Vocational Rehabilitation
WC Bunch and Associates
WC Corvel Cumberland Counties
WC Corvel Schools
WC Corvel State Employees
WC ESIS
WC ESIS Time Warner Cable
WC Gallagher Bassett
WC Hartford Insurance
WC Key Risk
WC Liberty Mutual
WC Sedgwick
WC Travelers
Wellpath
Workers Compensation Claims NC
Don’t see your North Carolina plan? Call our Customer Service Center to verify coverage at 888-381-4858 or purchase a medical discount program.
NextCare Urgent Care Clinics
Specialized Insurance Plans Accepted
NextCare Urgent Care is proud to accept a variety of specialized insurance plans to cater to your unique healthcare needs in North Carolina:
⊕ Medicare Advantage: Including options like Blue Medicare and Humana Gold Choice that provide enhanced benefits for Medicare beneficiaries.
⊕ Special Needs Plans (SNPs): Designed for individuals with chronic conditions, ensuring tailored healthcare coverage that meets specific health requirements.
⊕ Dual Eligibility Plans: For those eligible for both Medicare and Medicaid, such as NC Medicaid and Medicare combinations, providing comprehensive coverage options.
North Carolina Medical Insurance FAQs
North Carolina does not mandate that residents carry health insurance; however, having coverage is advisable to protect against high medical expenses. For more details on insurance requirements, visit the North Carolina Department of Insurance.
The cost of health insurance in North Carolina can vary greatly, typically ranging from $200 to $500 per month for individual plans. Factors such as age, health, and chosen coverage level play a significant role in determining the price. Explore plan comparisons on eHealth.
Residents can obtain health insurance through the Health Insurance Marketplace during open enrollment, via employer-sponsored plans, or directly from private insurers. For more information on the enrollment process, visit HealthInsurance.org’s North Carolina Guide.
The best health insurance plan depends on personal needs, including budget, coverage preferences, and specific healthcare requirements. Providers like Blue Cross Blue Shield and UnitedHealthcare are popular choices. If you’re uninsured, NextCare offers a Medical Discount Program to help manage healthcare costs.
To qualify for Medicaid in North Carolina, you must meet certain income and residency requirements. Medicaid provides health coverage for low-income individuals and families. NextCare locations accept Medicaid, making it convenient for eligible patients to receive necessary urgent care services. For more information, visit the NC Medicaid website.
Yes, under the Affordable Care Act, you cannot be denied health insurance coverage due to pre-existing conditions. This applies to all plans available through the Health Insurance Marketplace. NextCare Urgent Care is dedicated to serving all patients, including those with pre-existing conditions, ensuring you receive prompt and effective care. For more information, visit Healthcare.gov.

